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Hornor, Townsend & Kent, Inc. Registered Investment Advisor. Member FINRA/SIPC. Full Service Broker Dealer
As a member of a family that dates back over 160 years, Hornor, Townsend & Kent, Inc. (HTK) operates from a position of stability, while working independently to take advantage of innovative ideas and opportunities. HTK is a subsidiary of the Penn Mutual Life Insurance Company.
HTK offers a compliment of investment products and services, from mutual funds to fee-based financial planning. From consolidated statements to general securities. HTK also offers extensive trust administration services through an affiliated organization, The Pennsylvania Trust Company, to help you meet all your clients’ investment needs.
Products: Mutual Funds, Money Market Funds, Exchange Traded or Brokerage Certificates of Deposit, Government Bonds, Stocks and Bonds, Variable Annuities, Variable Life Direct Participation Plans.
Services: Pension and Profit Sharing Plans, 401 (k) and 403 (b) Plans, Retirement Planning, Education Funding, Analysis, Investment Tax Planning, Personal Trust Services, Estate Planning, Asset Management Services.
Employee Benefits:
A&H Employee Benefits, a division of Ayres Financial Group. Employees often misunderstand or simply fail to realize their "hidden paycheck" of benefits, compensation packages and vacation pay. As a result, they can feel underpaid, unappreciated and just plain discontented with their jobs. "Benefits not understood, are benefits not appreciated." Numerous tax-deductible plans are available including:
· Group and Individual Medical/Health
· Group Life
· Group Long-Term Disability (LTD)
· Group Short-Term Disability (STD)
· Group Dental
· Section 125/Cafeteria Plan In addition to designing and implementing benefit plans, A&H Employee Benefits, Inc. also provides on-going administration and services.
· Customer Service Representation
· Employer/employee enrollments
· Assistance in billing/claim problems
· Employer updates regarding new legislation or changes affecting their plans
· Payroll deduction programs
· Quarterly newsletters and regular contact
When time is taken to sit down with employees and thoroughly explain each of their benefits step by step, they learn to appreciate their benefits, their employers, and their jobs. An Employee Benefits Firm becomes a success when their clients have "peace of mind". You have to earn that kind of trust. It requires time, integrity, hard work, experience, and technical expertise. The bottom line is that A&H Employee Benefits, Inc. offers added value for employers and employees alike, at no additional cost to the employer.
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